2) Quotes from Multiple companies.
Always make sure to get multiple quotes from various insurance companies. This will ensure that you are in a better position to negotiate with them. Also, you can have a better understanding on how various providers view your child’s risk profile and that will give you an edge during the policy negotiation phase. If you have an existing vehicle policy and are prompt in payment, they will be happy to give you a good premium rate much lower than their usual rate.