You will also find out that different auto insurance companies work out quotes for different clients based on several factors like where a person lives, previous insurance history, driving experience and so on. Some of these factors will determine whether you will get cheap auto insurance that will save you money. This explains why some customers will pay higher premiums than others will on the same product. Consider choosing a higher deductible if you want to get cheap auto insurance. This is the amount that you will pay out of your pocket and which, the insurance company will top up when you make a claim. A higher deductible reduces the number of premiums you will pay considerably.