There are a few practical ways to save money on car insurance. Driving a modest vehicle with a high safety rating is a great way to save. Flashy cars with high horsepower may sound fun, but car insurance costs will skyrocket if your vehicle can be easily driven recklessly. If your vehicle is old, it may be more cost efficient to drop collision coverage.
Consider raising your deductible. A $1,000 deductible will save you money on your premium in the long run.
If you have a history of safe driving, be sure your driving record reflects that. Periodically checking the accuracy of your driving record will save you big bucks if someone has made a mistake.